3 Main Differences Between FHA/VA and Total Water Quality Tests

Ensuring the best water quality is vital for maintaining a healthy home environment. Whether you're purchasing a property or want to guarantee the purity of your drinking water, it's crucial to be aware of the types of water quality tests available. In this guide, we'll delve into the differences between FHA/VA water quality tests and total water quality tests, along with recommendations on how it's advisable to conduct water quality testing in Florida.



Understanding FHA/VA Water Quality Tests

FHA (Federal Housing Administration) and VA (Department of Veterans Affairs) mandated water quality assessments, which are tests that must be undertaken for properties financed through FHA or VA loans. These evaluations primarily focus on identifying contaminants, such as bacteria within the water supply. The standard FHA/VA tests commonly include an examination to detect bacteria like E. Coli and coliform. These examinations ensure that the water supply meets the safety criteria established by the FHA and VA, safeguarding homeowners' health and well-being.



Exploring Total Water Quality Tests

In contrast, total water quality tests offer an analysis of overall water quality. These examinations examine pH levels, clarity, dissolved substances, metals, and chemical impurities.

By considering an array of elements, total water quality tests provide a thorough assessment of the water supply and can pinpoint potential issues that might go unnoticed by FHA/VA tests alone.



Main Differences Between FHA/VA and Total Water Quality Tests

1. Extent of Evaluation

FHA/VA water quality tests center on detecting the presence of bacteria in the water supply, mainly focusing on pollutants like E. coli and coliform bacteria. These tests are required for properties funded through FHA or VA loans to ensure adherence to safety standards established by these organizations.

On the other hand, total water quality tests provide a thorough evaluation by examining a broader range of parameters beyond bacterial pollution. Total water quality tests analyze pH levels, clarity, dissolved substances, heavy metals, and chemical impurities to present a view of water quality.

2. Regulatory Obligations

To secure loan approval, FHA/VA water quality tests are necessary for homes financed through FHA or VA loans as a part of the loan approval process. These tests ensure that the water supply meets safety standards set by FHA and VA, safeguarding homeowners' health. 

On the other hand, while regulatory agencies do not specifically require total water quality tests, homeowners may opt for them to gain a more thorough assessment of their water quality. While FHA/VA tests focus on meeting regulations, total water quality tests provide homeowners with a view of water quality issues beyond mere compliance.

3. Insightful Analysis

FHA/VA water quality tests evaluate contamination in the water supply, concentrating on harmful bacteria such as E. coli and coliform. These tests help assess the safety of drinking and household water, ensuring adherence to guidelines.

In contrast, total water quality tests delve deeper by examining parameters like pH levels, turbidity, dissolved solids, and chemical contaminants that can impact water quality. By analyzing these factors, total water quality tests equip homeowners with a detailed understanding of potential issues in their water supply and guide them toward necessary improvements or treatments.

How frequently should you check the quality of your water in Florida? 

The frequency of water quality testing in Florida depends on factors such as where your water comes from, the presence of contaminants in the area, and any changes in water quality over time. It's generally recommended that you test your water quality for bacteria and other pollutants to ensure that your water remains safe and adheres to standards for drinking water.

Furthermore, homeowners should consider testing their water after events or changes that could affect its quality. For instance, if your property is in a flood area, it's advisable to test your water after a flood to check for any contamination from runoff or sewage. Similarly, suppose there are construction projects or changes in land use nearby, like industrial activities. In that case, it's wise to monitor the quality of the water to detect any negative impacts on its purity.

In addition, homeowners who use wells for their water supply should follow testing schedules. The Environmental Protection Agency (EPA) suggests testing water at least once a year for bacteria, nitrates, and other contaminants.

In addition, homeowners should conduct water tests if they detect any changes in taste, smell, or appearance or if there are concerns about nearby sources of contamination.

Regular water quality testing is crucial for ensuring the cleanliness and safety of your drinking water in a place like Florida, where various factors such as runoff, urban growth, and natural events like algal blooms can impact water quality. By staying alert and conducting water tests, you can spot any problems early on and take proactive steps to address them, protecting the health and well-being of your family.



In conclusion

Testing water quality is a part of maintaining a secure home environment. Whether buying a property or monitoring your water supply quality, understanding the distinctions between FHA/VA and total water quality tests is essential. By selecting the testing approach and regularly testing your water, you can ensure that your drinking water meets safety standards and safeguard the health and well-being of your family.

Contact our expert team at Certified Inspectors ,Boca Raton, FL to get your FHA/VA and total water quality tests. Our experienced team will guide you through the whole process and provide excellent water testing services in Florida.